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Why do I need ElderShield
when I already have MediShield?
Why should I join
ElderShield now?
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ElderShield
complements your MediShield and other medical insurance
plans, by offering added protection and long-term benefits.
Both ElderShield and MediShield provide different types
of coverage.
ElderShield
will pay you monthly cash payouts of $400 for up to
72 months if you become severely disabled for any reason.
MediShield
helps you pay hospitalisation expenses, if you are admitted
to a hospital. It is not designed to give you cash to
help pay for the long-term care costs after hospitalisation
should you become severely disabled.
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If
you join ElderShield early, the premiums payable are
affordable. ElderShield premiums are determined at the
age of entry and do not increase with age.
By
joining the scheme under the auto-coverage arrangement,
you do not need to go for any medical assessment unless
you have Pre-existing Disability. This means you will
be covered even if you have pre-existing conditions
such as diabetes or hypertension. However, if you decide
to opt out now and join later, you will need to go through
medical assessment to see if you have any medical condition
that could lead to severe disability later on. Your
application could be rejected because of your medical
condition.
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For further enquiries,
please contact our Customer Service Centre at 6827
7788.
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