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Home > About ElderShield > Premium table & paid-up values

Premium table

ElderShield Premium Table
for Policyholders aged 40 after 30 September 2007

Entry Age No. of Premium Payments Annual Premiums (S$)
Male Female
40 26 174.96 217.76
41 25 182.03 227.11
42 24 189.71 237.29
43 23 198.12 248.41
44 22 207.36 260.60
45 21 217.53 274.03
46 20 228.78 288.87
47 19 241.27 305.32
48 18 255.21 323.68
49 17 270.83 344.23
50 16 288.44 367.40
51 15 308.44 393.70
52 14 331.34 423.79
53 13 357.79 458.55
54 12 388.67 499.13
55 11 425.19 547.10
56 10 469.03 604.68
57 9 522.60 675.03
58 8 589.48 762.94
59 7 675.36 875.94
60 6 789.68 1026.56
61 5 949.43 1237.34
62 4 1188.56 1553.35
63 3 1586.26 2079.69
64 2 2380.17 3131.62

1.
Premiums quoted in this schedule are applicable to:
a.
New Policyholders who join the revised ElderShield Scheme from the Scheme Commencement Date under the Auto-Coverage Arrangement or the Opt-In Arrangement (issuance subject to medical assessment); and
b
Existing Policyholders who join the revised ElderShield Scheme (with underwriting) from the Scheme Commencement Date.
2.
Regular premiums shall be based on the age at which the Policyholder joined ElderShield.
3.
Premiums quoted are inclusive of 7% GST.

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Paid-up values

Paid-up Policy (PUP) Values
for Policyholders who join the new ElderShield scheme from 30 September 2007
(with Benefit of $400 per month, up to a maximum of 6 years)

Policy Year Age at inception
40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64
1                                             100 130 160
2                                       100 100 100 133 200 400
3                                   100 100 133 133 133 231 400  
4                             100 100 100 133 133 175 192 231 400    
5                         100 100 133 133 133 166 175 231 277 400      
6               100 100 100 100 100 133 133 156 160 166 207 231 304 400        
7         100 100 100 117 117 133 133 133 153 156 182 192 207 258 304 400          
8     100 100 117 117 117 133 133 149 151 153 175 182 214 231 258 321 400            
9 100
 100 117 117 133 133 133 147 149 166 170 175 201 214 250 277 321 400              
10 117 117 133 133 145 146 147 163 166 185 192 201 231 250 292 333 400                
11 133 133 144 145 158 160 163 180 185 207 217 231 265 292 342 400                  
12 143 144 156 158 172 175 180 199 207 231 245 265 304 342 400                    
13 154 156 169 172 187 192 199 220 231 258 277 304 349 400                      
14 166 169 182 187 203 211 220 243 258 288 313 349 400                        
15 179 182 197 203 221 231 243 268 288 321 354 400                          
16 192 197 214 221 241 253 268 296 321 358 400                            
17 207 214 231 241 262 277 296 328 358 400                              
18 223 231 250 262 285 304 328 362 400                                
19 240 250 270 285 310 333 362 400                                  
20 258 270 292 310 338 365 400                                    
21 277 292 316 338 368 400                                      
22 298 316 342 368 400                                        
23 321 342 370 400                                          
24 345 370 400                                            
25 372 400                                              
26 400                                                

Note: The above Paid-Up Policy Values are expressed in Singapore dollars.

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