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| SAF Group Term Life Insurance scheme. |
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AVIVA Limited and the Singapore Armed Forces (SAF) recognize the need to protect the well being of SAF servicemen who hold the trust and confidence of the nation. As a tribute to these defenders of Singapore, AVIVA Limited in partnership with the SAF since 1983 brings you this exclusively designed, very affordable and comprehensive Term Life-cum-Personal Accident Insurance to meet any eventuality in your life
Click below to go directly to the sections:
If you are any one of the following persons in SAF/MINDEF (defined as “serviceman” for this insurance) and you are age 55 or younger, we invite you to sign up for this insurance:
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SAF Regulars; |
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SAF Full-Time National Servicemen; |
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SAF Operational Ready National
Servicemen;
(If you have not been discharged from Ops Ready NS liability) |
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Defence Executive Officers;
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Public Officers working in
MINDEF. |
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| There are no strings attached or additional membership fee to pay. Once insured, you will enjoy full insurance cover up to the age of 65 even if you ceased to be in full-time military service or you had been discharged from NS operational liability or you are no longer working in MINDEF. What's more, you can also sign up the insurance for your dependants, i.e. |
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Spouse below the age of 55
years, |
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Dependent Child (ren) from age 14 days and above. |
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| If both husband and wife are insured, and if the husband were to pass away, the widow can opt to continue with the insurance up to the maximum age allowed under this group scheme. |
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The insurance is valid 24 hours worldwide regardless whether you are studying, working, holidaying or even residing overseas for any period of time. It covers you (and your insured dependants) against:
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| Death |
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Death due to natural causes or illness or disease. |
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100% of Sum Assured |
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Death due to accidental causes. |
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100% of Sum Assured plus $25,000 |
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Death due to accidental causes directly arising from SAF training or accidental causes whilst engaged in his SAF vocational activities (including during ICT). |
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100% of Sum Assured plus an extra 100% Death Benefit (subject to a maximum extra Death Benefit of up to $100,000). |
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If an insured person is diagnosed by a specialist and certified by AVIVA medical advisers that it is highly probable that he will pass away within 12 months from date of diagnosis. |
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50% of Sum Assured, subject to a maximum of up to $100,000. The balance sum assured is payable upon Death. |
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| Total And Permanent Disablement (TPD) |
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TPD due to illnesses or diseases. |
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120% of Sum Assured |
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TPD due to accidental causes. |
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120% of Sum Assured plus $25,000 |
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| Accidental Permanent Dismemberment |
| Payable for Accidental Permanent Dismemberment diagnosed and certified within 365 days of an accident and in accordance with the compensation schedule of the group policy. In the event of multiple injuries sustained in one accident, the total compensation shall not exceed 100% of the Sum Assured. Some of the compensations payable in percentage terms are as follows:
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Loss of leg at hip |
100% of Sum Assured |
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Loss of sight in one eye |
100% of Sum Assured |
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Loss of hearing in both ears |
75% of Sum Assured |
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Loss o f speech |
50% of Sum Assured |
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Loss of a big toe |
5% of Sum Assured |
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| Note: The full list of compensation payable under the Accidental Permanent Dismemberment benefits can be found in our brochure, which is available upon request. |
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| Premium for SAF Group Term Life Insurance |
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| Sum Assured ($) |
Monthly Premium
(Reqardless of age up to 65) |
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Serviceman |
Dependant |
| $50,000 |
$6.40 |
$5.00 |
| $100,000 |
$12.80 |
$10.00 |
| $150,000 |
$19.20 |
$15.00 |
| $200,000 |
$25.60 |
$20.00 |
| $250,000 |
$32.00 |
$25.00 |
| $300,000 |
$38.40 |
$30.00 |
| $350,000 |
$44.80 |
$35.00 |
| $400,000 |
$51.20 |
$40.00 |
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Death due to suicide within the first 12 months from the date of inception or date of reinstatement of a lapsed insurance. |
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The additional $25,000 will not be payable for death due to Suicide, if a death claim is admissible. |
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No benefits shall be payable for Total And Permanent Disablement & Accidental Permanent Dismemberment arising from the following activities:
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Attempted Suicide or self-inflicted injuries while sane or insane. |
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Participating in sports or competitive racing of any kind other than on foot. |
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Pregnancy or childbirth or any illness or disease including venereal diseases, AIDS and illnesses or illness or disease associated with HIV. |
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The insured person being in or on or entering into or descending from any aircraft (other than a fully licensed passenger carrying aircraft and not as a member of the crew and not for the purpose of trade or technical operation on the aircraft). This clause does not apply to SAF serviceman during operational or peacetime military training locally or overseas. |
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Any pre-existing physical defect or infirmity prior to the date of inception of the insurance or date of reinstatement of a lapsed insurance. |
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If you and/or your dependants are insured with the group term life insurance, each of you has the option to sign up for the Supplementary Major Illnesses Insurance. This supplementary insurance will be useful if you are diagnosed with a critical disease when medical treatments and living expenses not normally required of a healthy person becomes extremely costly. To ensure that you are able to meet such unforeseen expenses if you are diagnosed with any one of the 30 critical illnesses,
we would encourage you to sign up for this supplementary insurance, up to a maximum of S$300,000. It will pay in addition to the coverage of the group term life insurance. More information can be found in our brochure.
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| Premium for Supplementary Major Illnesses Insurance |
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| Monthly Premium |
| Sum Assured |
Age Next Birthday as of 1 Oct each year |
| Under 46 |
46-50 |
51-55 |
56-60 |
61-65 |
| $50,000 |
$5 |
$18.75 |
$35 |
$50 |
$65 |
| $100,000 |
$10 |
$37.50 |
$70 |
$100 |
$130 |
| $150,000 |
$15 |
$56.25 |
$105 |
$150 |
$195 |
| $200,000 |
$20 |
$75.00 |
$140 |
$200 |
$260 |
| $250,000 |
$25 |
$93.75 |
$175 |
$250 |
$325 |
| $300,000 |
$30 |
$112.50 |
$210 |
$300 |
$390 |
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| If you would like to know more about our SAF Group Term Life Insurance or its Supplementary Major Illness Insurance,
contact
us at:
SAF Insurance Help Desk
Email: saf_insurance@aviva-asia.com
Tel : (65) 6827 8000
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